New England Financial

<body bgcolor="#ffffff" text="#000000"> <table style="font-family:Arial, Helvetica, sans-serif;" border="0" cellpadding="0" cellspacing="0" width="609"> <tr> <td width="384" valign="top"> <table cellpadding="3" cellspacing="0" border="0" width="384"> <tr> <td align="center" width="1%" valign="middle"> <img src="/files/11729/ACF51F3.jpeg" alt="New England Financial" height="200" width="160" border="0"> </td> <td> <img src="/graphics/spacer.gif" WIDTH="10" HEIGHT="1" border="0"></td> <td align="left" valign="middle" width="99%"> <span style="font: 13.5pt bold Arial, Helvetica, sans-serif;"> New England Financial - Michigan Amine </span> <br> <span style="font: 10pt Arial, Helvetica, sans-serif;"> <br>3000 Town Center <br>Southfield , MI 48075<br><br>50 Monroe, Suite 700E<br>Grand Rapids, MI 49503<br><br> <br>Phone: (248) 357-7600 <br>FAX: (248) 357-7610 <br> <table border="0" cellpadding="0" cellspacing="0"> <tr style="font:10pt Arial, Helvetica, sans-serif; vertical-align:top;"> <td>Email: <br> <a href="mailto:jprescott@grandrapids.nef.com"> jprescott@grandrapids.nef.com</a> <br> </td> </tr> </table> </span> </td> </tr> <tr> <td colspan="4" style="font: 10pt Arial, Helvetica, sans-serif; vertical-align:top;"> <span style="font-size:9pt;"><p> </p><br><p> <span style="font-size: medium"><font face="Gill Sans MT"><span style="color: #0000ff"><b><b><font size="6"><font face="Caeldera"><b><span style="font-size: 20pt">Impact Statement</span></b></font></font></b></b></span></font></span></p><br><p><span style="font-size: medium"><font face="Gill Sans MT"> </font><b><font face="Gill Sans MT">Dedicated to making a difference with every client we serve.</font></b></span></p><br><div style="margin: 0in 0in 0pt"> </div><br><div style="margin: 0in 0in 0pt"><span style="color: #0000ff"><b><font size="6"><b><span style="font-size: 20pt"><font face="Caeldera">Mission Statement</font></span></b></font></b></span></div><br><div style="margin: 0in 0in 0pt"><span style="font-size: small"><span> <span><b><span style="font-family: 'Gill Sans MT'">We will provide unparalleled quality service, by offering creative solutions that meet our client’s needs. Our diverse team is dedicated to having a preeminent social impact and commitment to excellence in all we do.</span><span style="font-family: 'Times New Roman'"> </span></b></span></span></span></div><br><p><span style="color: #0000ff"><span> <b><font size="6"><b><span style="font-size: 20pt"><font face="Caeldera">Core Values</font></span></b></font></b></span></span></p><br><div style="margin: 0in 0in 0pt"><span style="font-size: large"><span><span><b><span style="font-family: Caeldera">A</span></b></span></span></span><span style="font-size: small"><span style="font-size: medium"><b><span style="font-family: Caeldera">dvocacy</span></b></span></span></div><br><ul style="margin-top: 0in" type="square"><br> <li style="margin: 0in 0in 0pt"><span style="font-family: 'Gill Sans MT'">Be an advocate by representing those who cannot speak for themselves. </span></li><br></ul><br><div style="margin: 0in 0in 0pt"><span style="font-size: large"><span><b><span style="font-family: Caeldera">I</span></b></span></span><span style="font-size: medium"><b><span style="font-family: Caeldera">ntegrity</span></b></span></div><br><ul style="margin-top: 0in" type="square"><br> <li style="margin: 0in 0in 0pt"><span style="font-family: 'Gill Sans MT'">Recommending a course of action we would apply to ourselves.</span></li><br></ul><br><div style="margin: 0in 0in 0pt"><span style="font-size: large"><span><b><span style="font-family: Caeldera">K</span></b></span></span><span style="font-size: medium"><b><span style="font-family: Caeldera">nowledge and Skill</span></b></span></div><br><div style="margin: 0in 0in 0pt 0.5in; text-indent: -0.25in"><span style="font-size: 14pt; font-family: Wingdings">§<span style="font: 7pt 'Times New Roman'"> </span></span><span style="font-family: 'Gill Sans MT'">Maintaining the highest level of professional competence.</span></div><br><div style="margin: 0in 0in 0pt"><span style="font-size: large"><b><font size="5"><b><font face="Caeldera">E</font></b></font></b></span><span style="font-size: medium"><b><font size="5"><b><font face="Caeldera">thics and Professionalism</font></b></font></b></span></div><br><ul style="margin-top: 0in" type="square"><br> <li style="margin: 0in 0in 0pt"><span style="font-family: 'Gill Sans MT'">Pursuit of excellence, insistence on quality, and adherence to the highest ethical standards.</span></li><br></ul><br><div style="margin: 0in 0in 0pt"><span style="font-size: large"><span><b><span style="font-family: Caeldera">S</span></b></span></span><span style="font-size: medium"><b><span style="font-family: Caeldera">ocial Responsibility</span></b></span><b><span style="font-size: 14pt; font-family: Caeldera"> </span></b></div><br><ul style="margin-top: 0in" type="square"><br> <li style="margin: 0in 0in 0pt"><span style="font-family: 'Gill Sans MT'">To give back to the communities in which we do business.</span></li><br></ul><br><div style="margin: 0in 0in 0pt"><span style="font-size: large"><span><b><span style="font-family: Caeldera">C</span></b></span></span><span style="font-size: medium"><b><span style="font-family: Caeldera">lient Focused</span></b></span></div><br><ul style="margin-top: 0in" type="square"><br> <li style="margin: 0in 0in 0pt"><span style="font-family: 'Gill Sans MT'">Listening to clients needs in pursuit of providing a strategy tailored to meet their goals.</span></li><br> <li style="margin: 0in 0in 0pt"><span style="font-family: 'Gill Sans MT'">Serving our client with creativity, compassion and competence.</span></li><br> <li style="margin: 0in 0in 0pt"><span style="font-size: x-small"><span><span style="font-family: Arial"><span><span>Relationships that extend beyond products and services. </span></span></span></span></span><span style="font-family: Arial"><span style="font-size: x-small"><span> </span></span></span></li><br></ul><br><div style="margin: 0in 0in 0pt"> </div><br><div style="margin: 0in 0in 0pt"> <br><div><span style="font-size: xx-small">New England Financial is the service mark for New England Life Insurance Company related companies, Boston, MA 02116. L02086431[exp0209][MI].</span></div><br></div></span> <br><br> <font face="Arial, Helvetica, sans-serif" size="-2"> We have representatives in this office licensed and registered to offer products and services in [CT, MA, NH, RI]. Licenses and registrations will vary by representative and some representatives may be licensed and registered in additional states. Please contact this office for further information. </font> <br><br><div align="center"><font face="Arial, Helvetica, sans-serif" size="-2">L12079526[exp1208]</font></div> </td> </tr> </table> <table border="0" cellpadding="0" cellspacing="0" width="384"> <tr><td colspan="2" width="192" height="43" valign="bottom"><img src="/graphics/T/TA12_r4_c1.gif" width="192" height="43" border="0" alt="Calculators"></td><td colspan="2" width="192" height="43" valign="bottom"><img src="/graphics/T/TA12_r4_c4.gif" width="192" height="43" border="0" alt="Newsletters"></td></tr> <tr><td width="14" valign="top" background="/graphics/T/TA12_r5_c1.gif"> </td> <td valign="top" width="178"> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=131" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Savings Accumulation</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>Estimate the future value of your current savings.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=135" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Roth IRA Conversion</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>This calculator can help you determine whether you should consider converting to a Roth IRA.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=137" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Impact of Inflation</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=content.cfm?ID=861" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Required Minimum Distributions</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br>Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=C&source=calc_hdr.cfm" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#FF0000">More Calculators>>></font></b></a> </p> </td><td width="14" valign="top" background="/graphics/T/TA12_r5_c4.gif"> </td> <td valign="top" width="178"> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1101" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Quick Facts - July 2007</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> Information about Retirement, Long Term Care and the Mature Markets</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=news_hdr.cfm" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#FF0000">More Newsletters>>></font></b></a> </p> </td></tr> </table> </td> <td width="225" valign="top"> <div class="flashBrandingElement" style="margin:3px 0 12px 4px;"> <script type="text/javascript"> AC_FL_RunContent('codebase','http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=7,0,19,0','width','215','height','130','src','/graphics/f06_priceless','movie','/graphics/f06_priceless','quality','high','wmode','transparent','pluginspage','http://www.macromedia.com/go/getflashplayer'); </script> <noscript> <object classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000" width="215" height="130"> <param name="movie" value="/graphics/f06_priceless.swf" /> <param name="quality" value="high" /> <param name="wmode" value="transparent" /> <embed src="/graphics/f06_priceless.swf" wmode="transparent" quality="high" width="215" height="130" /> </object> </noscript> </div> <table border="0" cellpadding="0" cellspacing="0" width="225"> <tr> <td colspan="2" width="225" height="32" valign="bottom"> <img src="/graphics/T/TA12_r1_c6.gif" width="225" height="32" border="0" alt="Market Watch"></td> </tr> <tr> <td width="14" background="/graphics/T/TA12_r2_c6.gif"> </td> <td valign="top" width="211"> <font face="Arial, Helvetica, sans-serif" size="1"> <b>May 17, 2008 @ 03:03 PM</b><br><br></font> <table border="0" cellpadding="1" cellspacing="0" width="200"> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$INDU" target="mondo" onclick="javascript:open_window('met_market_disclaimer.cfm','420','340')"><strong>Dow Jones Industrials</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>12,986.80</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 5.86</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$COMPQ" target="mondo" onclick="javascript:open_window('met_market_disclaimer.cfm','420','340')"><strong>Nasdaq Composite</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 2,528.85</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 4.88</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$SPX" target="mondo" onclick="javascript:open_window('met_market_disclaimer.cfm','420','340')"><strong>S&P 500</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong> 1,425.35</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 1.78</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$NYA" target="mondo" onclick="javascript:open_window('met_market_disclaimer.cfm','420','340')"><strong>NYSE Composite</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong> 9,603.01</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 49.49</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=$XAX" target="mondo" onclick="javascript:open_window('met_market_disclaimer.cfm','420','340')"><strong>AMEX Composite</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong> 2,375.72</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#008000"> <strong>+ 29.14</strong></font></td></tr> <tr><td align="left"><font face="Arial, Helvetica, sans-serif" size="-2"> <a style="text-decoration:none; color: #000000" href="quotes.cfm?symbol=MET" target="mondo" onclick="javascript:open_window('met_market_disclaimer.cfm','420','340')"><strong>MetLife</strong></a></font> </font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong> 61.77</strong></font></td> <td align="right" nowrap><font face="Arial, Helvetica, sans-serif" size="-2" color="#B00000"> <strong>- 0.53</strong></font></td></tr> <tr><form action="http://partners.marketcenter.com/fiserv/quotes/quote.action?symbol=" method="get" target="mondo"> <td align="center" colspan="3"><br><input type="text" size="6" maxlength="6" name="s" value=""> <input type=submit value="Get Quote"></td></form></tr><tr><td colspan="3" align="center"><font face="Arial, Helvetica, sans-serif" size="-2"> <br>[ <a style="text-decoration:none; color: #000000" href="markets.cfm" target="mondo" onclick="javascript:open_window('met_market_disclaimer.cfm','420','340')"><font color="#000000">Markets</font></a> | <a style="text-decoration:none; color: #000000" href="charts.cfm" target="mondo" onclick="javascript:open_window('met_market_disclaimer.cfm','420','340')"><font color="#000000">Charts</font></a> | <a style="text-decoration:none; color: #000000" href="quotes.cfm" target="mondo" onclick="javascript:open_window('met_market_disclaimer.cfm','420','340')"><font color="#000000">Quotes</font></a> | <a style="text-decoration:none; color: #000000" href="portfolio.cfm" target="mondo" onclick="javascript:open_window('met_market_disclaimer.cfm','420','340')"><font color="#000000">Portfolio</font></a> ]</font></td> </tr><tr><td colspan="3" align="center"><font face="Arial, Helvetica, sans-serif" style="font-size:7pt;"><br>Market data delayed per exchange rules. <br>All quotes are in US Eastern Time (EST). <br>© eSignal. A division of  <br>Interactive Data Corporation. (NYSE:IDC)  <br>All rights reserved.</font></td> </tr></table> </td> </tr> <tr> <td colspan="2" width="192" height="43"><img src="/graphics/T/TA12_r4_c6.gif" width="225" height="43" border="0"></td> </tr><tr> <td rowspan="13" width="14" valign="top" background="/graphics/T/TA12_r5_c6.gif"> </td> <td width="211"><a href="index.cfm?type=R&source=research_hdr.cfm" target="_top"> <img src="/graphics/T/TA12_r5_c7.gif" width="211" height="52" border="0" alt="Articles"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1">Educate yourself on a variety of <br> financial topics.</font></td> </tr><tr> <td width="211"><a href="index.cfm?type=C&source=calc_hdr.cfm" target="_top"> <img src="/graphics/T/TA12_r7_c7.gif" width="211" height="56" border="0" alt="Calculators"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1">A host of financial tools to assist<br>you.</font></td> </tr><tr> <td width="211"><a href="index.cfm?type=N&source=news_hdr.cfm" target="_top"> <img src="/graphics/T/TA12_r9_c7.gif" width="211" height="56" border="0" alt="Newsletters"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1"> Timely Newsletters to help you<br>stay current.</font></td> </tr><tr> <td width="211"><a href="index.cfm?type=E&source=eseminar_hdr.cfm" target="_top"> <img src="/graphics/T/TA12_Eseminar_home.gif" width="211" height="56" border="0" alt="E-Seminars"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1"> Animated presentations to help you learn and decide.</font></td> </tr> <tr> <td width="211"> <a href="glossary.cfm" target="mondo"> <img src="/graphics/T/TA12_r11_c7.gif" width="211" height="56" border="0" alt="Glossary"></a></td> </tr> <tr> <td valign="top" width="211"> <font size="1" face="Arial, Helvetica, sans-serif"> Financial terms from A to Z. </font> </td> </tr> <tr> <td width="211"><img name="Leftnavmain_r13_c7" src="/graphics/T/TA12_r13_c7.gif" width="211" height="14" border="0"></td> </tr></table> </td> </tr><tr><td colspan="3"><br> <P align="center"><FONT face="Arial, Helvetica, sans-serif" size=1>©2008 by New England Life Insurance Company.<br>New England Financial is the service mark for New England Life Insurance Company, Boston, MA and related companies.<br>New England Financial is a MetLife affiliate and is admitted to do business in all 50 states. NAIC# 91626</FONT></P> <P align="center"><FONT face="Arial, Helvetica, sans-serif" size=1>Securities products offered through registered representatives of New England Securities Corp,<br>501 Boylston Street, Boston, MA 02116, a broker/dealer member <a href="http://www.finra.org" target="_blank">FINRA</a>, <a href="http://www.sipc.org" target="_blank">SIPC</a>. Investment advisory services<br>offered by Investment Adviser Representatives of New England Securities, a Registered Investment Adviser.</FONT></P> <P align="center"><FONT face="Arial, Helvetica, sans-serif" size=1>Please note that not all products and services are available in all states.</FONT></P> <P align=center><FONT face=Arial size=2>| <A href="http://nef.metlife.com/Applications/Corporate/NEF/CDA/PageGenerator/0,1674,P7126,00.html?FILTERNAME=@URL\&FILTERVALUE=/NEF/" target="_blank"> <FONT color=#335c99>Privacy Policy</FONT></A> | <A href="http://www.nefn.com" target="_blank"> <FONT color=#335c99>NEF Corporate Site</FONT></A> | <a href="http://www.metlife.com/Applications/Corporate/WPS/CDA/PageGenerator/0,1674,P581,00.html" target="_blank"> <FONT color=#335c99>Legal Notice</FONT></A> |</FONT></P> </td></tr></table></div></body></html>